Texas Mortgage Info: How your mortgage person structures your loan is more important than the getting a low rate. To get the lowest 30 year or 15 year fixed rate consider avoiding PMI (mortgage insurance) even though these loans have higher rates; they have lower payments.
Now what should happen if the rules are changed and say its in the BCS National Championship game with a team down by say five points and the only way they can win is on a kickoff with 3 seconds left. I do feel sorry for those injured players and hope them the best but how many have fallen from a height or in an accident or even our Superman that fell from a horse to never walk again.Changing these rules are bad for the game of football and as i said if you only have say 3 seconds left and say down by five points everyone may as well leave your seats and go home cause a kickoff imo is the best and only source to win that game on a run back.Im against this idea and think its bad for the game of college football.Say no to eliminating the play every team needs.JMO Auburn #1 National Champions. ———————————————————————————————————————————————— Mark Richt in favor of eliminating kickoffs, too Posted by John Taylor on June 15, 2011, 10:45 AM EDT Rutgers head coach Greg Schiano created a mini-star earlier this month by publicly revealing his unofficial proposal to eliminate kickoffs in college football . The impetus for Schiano’s radical idea was largely personal as he watched one of his players suffer a spinal cord injury covering a kickoff last October, with that player, Eric LeGrand , still paralyzed from the neck down. While some may dismissed the idea completely out of hand, another big-name coach with personal experience as to the inherent dangers involved with kickoffs has come out in favor of Schiano’s idea, although not necessarily the specific details laid out by the Scarlet Knights coach. Georgia’s Mark Richt , speaking at the annual Peach State Pigskin Preview in Macon, Ga., Tuesday, said that “[i]f it went to a vote, I would vote for no kickoffs also”, relaying a similarly personal tinge to his feelings. “We had a young man get hurt on that also, which ended his playing career. So I’m not all that excited about it ,” said Richt, the Macon Telegraph writes, referring to Decory Bryant ’s career-ending neck injury in 2003. “It is violent. It is very, very physical. You’ve got a bunch of guys that can run fast and are strong and are not afraid. It’s kind of a manhood thing . No one is going to back down.” While Richt is apparently entrenched in the same anti-kickoff camp as Schiano, the UGA coach would take a much simpler than his Rutgers counterpart, who in essence proposed replacing kickoffs with a punting/fourth-and-15 situation. “I would just place the ball at the 23-yard line or whatever the average has been,” Richt said, referring to the return team’s average starting field position following a kickoff. “I am sure the defensive coaches would want it on the 18 and offensive coaches would want it on the 30.” With that said, Richt doesn’t foresee the kickoff becoming the next football dinosaur at any point in the near future. “I don’t think it’s going to happen anytime soon, I don’t. It’d be a major, major rule change, no doubt,” Richt said. We’re still uncertain where we stand on abolishing the kickoff, but when individuals such as Schiano and Richt are in favor of eliminating it from the game, it should probably be on the table for discussion.